Managing your finances can be overwhelming, especially when burdened with significant student loan debt. For many in New Jersey, bankruptcy seems like a potential solution. However, student loans are notoriously difficult to discharge through bankruptcy.

Filing for Chapter 13 bankruptcy can be a beneficial option for those struggling with debt but wanting to keep their assets. This type of bankruptcy allows individuals to reorganize their debt into a manageable repayment plan.

A good credit score can help you get loans, buy a home, and even get a job. But what happens when errors on your credit report mess up your financial standing? Attorney Vera Fedoroff is here to help you understand your rights to dispute errors on your credit report and show you how to correct them.

Having creditors and debt collectors bother you with phone calls and emails every day is one thing. But discovering that a portion of your hard-earned wages are being withheld to satisfy your debts is a whole different story. What you are dealing with is called “wage garnishment.”

Facing financial hardships can leave us feeling cornered, but bankruptcy does offer a pathway to regaining control of our lives. If you find yourself contemplating bankruptcy or if you've already embarked on this route, questions about the future of your credit score might cloud your thoughts.

A common misconception that circulates among those grappling with the idea of filing for bankruptcy is the belief that bankruptcy will linger on a credit report forever. This is far from the truth.

Struggling with debt is like trying to swim against a strong current; the waves of bills and notices threatening to pull you under. Perhaps you've encountered unexpected life hurdles: a job loss, medical emergency, or a significant business setback.